Ok, It has been about a month since I bought the property and I have:

De forested the back yard and trimmed the bushes.

Done the Initial tear out which took both a 20 yard and a 30 yard dumpster. (The house smells much better now)

Applied to the town for the needed permits. (I can't get the money from the bank until I have the permits)

Went ahead and did all the electrical work and modifications needed.

Replaced the gutter on the back side of the house. (I still need to attach the downspout)

Bought the new smaller window for the kitchen.

I have spent, just since I bought the house, twenty-two hundred dollars of my own money and have yet to see penny one from the money that is escrowed in the loan that bank is holding. However, as you can tell, I am not holding my breath over it either. If I have to, I will finance the construction though other sources and refinance at the end if I am forced to by my mortgage company not releasing the funds.

In other news, I have found a new and interesting sport to participate in. It is called Geocashing (.com) and it is right up me and my jeeps alley. I would love to tell you more about it, but then I would have to shoot you. :) What I will say is there is treasure everywhere, its all around you but just out of sight.

The Deal Has Finally Gone Through!

I have just closed on my new house and what a roller coaster of an ordeal deal it has been. Yet it is not quite over. I now move on into the construction phase! But first let me recap and bring you up to speed on what happened since I last wrote.

Going all the way back to January the surveyors were allowed to complete their work which allowed me to get the finished title binder.

I was then told that my credit is just not quite good enough for the loan. Mind you this is after I have already been pre qualified and pre approved by the bank. At this point my Grandfather came forward to cosign the loan which did the trick. This of course meant that all the paperwork needed to be redone and my grandfather’s financials supplied to the bank.

I was then told we were ready to close so I bought the homeowners and flood insurance policies.
Then they tell me that the contractor needs to be chosen and a contract in place for the repairs BEFORE I actually buy the house.

The first viable contractor I get the quote from and start the paperwork with it turned out was in the middle of renewing his licenses and I had to for the sake of time find another different contractor.

I start the process over with a new contractor and go back and forth between him and the bank on the specifics of the contract and quote.

Then the seller wants to back out of the deal, because it is taking so long, so I brought in a lawyer to keep the deal going.

Then the bank noticed that the Home inspection report mentions the house needs extermination so that needed to be added to the contractors contract which in turn changed the money which changed the paperwork.

Then the bank notices that the Appraisal report says some sub flooring repair would be needed which was not in the 203k consultant report or in the contractors contract and Around went the paperwork again.

Then I needed to resubmit my financials because the ones I submitted originally were now out of date.
And these were just the major points and I wont even mention all the minor issues. But now that’s over and I am literally in the door. Now comes the actual physical part - the construction!

In other news since the last time I posted I ...

Built a picnic table from scratch.

My Father got his Job back with the company that moved to Connecticut and he moved in to an apartment up there.

I painted the kitchen, hall and Backroom.

Paneled the laundry area and put in molding in the back room.

Put in the upper kitchen cabinets.

Started teaching through the book of Matthew at church.

Installed a carpet in the hallway and backroom.

Was contacted by and am in email in conversation with a woman from Siberia.

Went kite flying and revisited the liberty park castle.